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What Is a Roth IRA? A Roth IRA is an individual retirement account under United States law that allows for tax-free distributions. You can contribute to a Roth IRA as long as you meet certain requirements. The following are some benefits of this type of account. You should ...

How to Raise a Credit Score If you're wondering how to raise a credit score, you're not alone. The average score reached a new record high of 711 in July of 2020, up 11 points from last year. Having a higher credit score will make it easier to secure loans, and you can qual ...

How to Build Credit From Scratch Trying to figure out how to build credit from scratch can be an uphill battle. You need to show that you have positive financial acts and that you know how to handle credit. However, there are ways to start building your credit in as little ...

Budgeting 101 - Learn the Basics of Budgeting If you want to keep your money in check, you need to understand the basics of budgeting. Budgeting means having an intentional plan for how much you spend on different things. It can help you avoid debt and create realistic fina ...

Interviewing 101 When you are interviewing someone, there are many important steps you can take to be sure that you come across well. First, you need to be prepared. Practice your answers. If you can, try to get a group of people together to practice. This way, you can ask ...

Credit Scores 101 - How Your Score Affects Your Financial Future As you get older, your credit score becomes more important. It can help you qualify for a loan, get credit cards, and even land a job. It's a number that lenders assign to you that reflects how likely you are ...

Tips For Saving Money on Groceries If you want to save money on groceries, consider buying your staples at discount stores. These stores often offer good deals and often have free store cards. You can get these cards in the store or online. Try to avoid impulse purchases, bu ...

How to Manage Your Money and Eliminate Your Debt in 7 Easy Steps Learning how to manage your money is a skill that will benefit you for the rest of your life. It will not only help you manage your daily finances, but will also help you make the right decisions with regards t ...

How to Use Coupons to Save Money Organizing coupons can help you save money and make shopping easier. You can organize your coupons by expiration date or by product category. This approach will take a bit more time up front, but it will make your coupons easier to find and ...

When is the Best Time to Buy Something to Save Money on Tax Day? Buying things at discounted prices during tax season can help you save money. For example, you can find deals on back-to-school supplies, large appliances, and fitness equipment during the Back-to-school seaso ...

How to Start Saving Money Today If you want to save money, you must start by paying off any existing debts. Interest keeps adding up over time and can wipe out any savings you've made. It's also important to use 50% of your income on necessities and 30% on wants. Then, you ...

  5 of the Best Side Hustles in 2025 1. Online coaching If you're already an experienced teacher, you can make extra cash as an online instructor. This job involves consulting other teachers about teaching techniques and tips. You can give live or pre-recorded coach ...