Helpful personal finance articles, videos, and books at your fingertips. For free.
The Best Money Saving Habits One of the best money saving habits is to make sure that the money you save goes directly into your savings. For instance, if you save $50 by brown bagging your lunch, you should put that $50 into a savings account. If you save $20 by buying gro ...
Cheapest Places to Live in the United States to Save Money If you're looking to save money on housing, there are a number of places in the United States to consider. For instance, Texas has some of the cheapest housing and utilities in the country. A median home cost of $13 ...
How to Make a Budget - Keeping Track of Your Expenses To keep track of your expenses, create comprehensive expense categories. These will help you better manage your money and keep you motivated. Monthly expenses can vary significantly, so it's important to have a good bala ...
How to Stop Living Paycheck to Paycheck Living paycheck to paycheck can feel like an endless cycle - your money is constantly in and out of your bank account. The first step to breaking this cycle is to start saving. This can be slow and hard work, but you should always rem ...
The Easiest Ways to Save Money That You Can Do Right Now There are many ways to save money without breaking the bank. One of the easiest ways is to start putting a few dollars aside every pay period. It's possible to save $10 or $20 every pay period, which is a great start ...
What is a 401k Plan? If you've ever wondered what is a 401k plan, you've come to the right place. Read on to learn about 401k employer contributions, the rates of contributions, and the investment options. 401k plans are great ways to invest your money for a secure retireme ...
How to Raise a Credit Score If you're wondering how to raise a credit score, you're not alone. The average score reached a new record high of 711 in July of 2020, up 11 points from last year. Having a higher credit score will make it easier to secure loans, and you can qual ...
Budgeting 101 - Learn the Basics of Budgeting If you want to keep your money in check, you need to understand the basics of budgeting. Budgeting means having an intentional plan for how much you spend on different things. It can help you avoid debt and create realistic fina ...
Credit Scores 101 - How Your Score Affects Your Financial Future As you get older, your credit score becomes more important. It can help you qualify for a loan, get credit cards, and even land a job. It's a number that lenders assign to you that reflects how likely you are ...
Tips For Saving Money on Groceries If you want to save money on groceries, consider buying your staples at discount stores. These stores often offer good deals and often have free store cards. You can get these cards in the store or online. Try to avoid impulse purchases, bu ...
How to Use Coupons to Save Money Organizing coupons can help you save money and make shopping easier. You can organize your coupons by expiration date or by product category. This approach will take a bit more time up front, but it will make your coupons easier to find and ...
When is the Best Time to Buy Something to Save Money on Tax Day? Buying things at discounted prices during tax season can help you save money. For example, you can find deals on back-to-school supplies, large appliances, and fitness equipment during the Back-to-school seaso ...