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Whether you want to start building up a credit history or you want to improve the one you have, there are several steps that you can take to help you achieve an excellent credit score. These steps include paying off your bills on time, maintaining a low balance on your cre ...
Whether you have been denied credit for good or merely want to improve your credit score, there are several ways to do it. Here are a few of them: Close out accountsWhether you have good credit or bad credit, you may wonder if closing out accounts on your credit report is ...
How to Balance a Checkbook 101 Common errors in balancing a checkbook Balancing a checkbook is an important part of your bank account management. Not only does it allow you to match up all your transactions with the bank statements, but it also helps you keep track of the ...
What is a College Savings 529 Plan? A college savings 529 plan is a type of account that allows you to put money away for a child's education. There are several benefits to these plans, including tax benefits and tax-free withdrawals. In addition to being tax-free, 529 plan ...
The Best Ways to Afford Your Rent If you are struggling to make your rent payments, there are several ways to help you stay afloat. Some of these methods include paying your rent using your credit card, setting up automatic payments, finding a roommate, and getting a person ...
How to Make a Budget - Keeping Track of Your Expenses To keep track of your expenses, create comprehensive expense categories. These will help you better manage your money and keep you motivated. Monthly expenses can vary significantly, so it's important to have a good bala ...
How to Stop Living Paycheck to Paycheck Living paycheck to paycheck can feel like an endless cycle - your money is constantly in and out of your bank account. The first step to breaking this cycle is to start saving. This can be slow and hard work, but you should always rem ...
How to Raise a Credit Score If you're wondering how to raise a credit score, you're not alone. The average score reached a new record high of 711 in July of 2020, up 11 points from last year. Having a higher credit score will make it easier to secure loans, and you can qual ...
