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Should You Use a Debt Consolidation Service?
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Should You Use a Debt Consolidation Service?

Whether or not you should use a debt consolidation service is a very personal decision. There are many factors to take into consideration, such as your budget and the amount of debt you owe. You may also want to consider how the service will benefit your credit score. Reduc ...

What is the Debt Snowball Method?
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What is the Debt Snowball Method?

What is the Debt Snowball Method? The debt snowball method is a do-it-yourself strategy for reducing debt. It involves paying off the smallest debts first. Then, you pay minimum payments on the larger ones. In this way, your debt-to-income ratio will go down. And as you mak ...